Your Property Insurance May Cover Vandalism Losses

If your home or business has been vandalized, it’s more than just frustrating — it’s financially and emotionally stressful. Whether it’s broken windows, spray paint, or smashed property, the damage can feel personal.

The good news? Your insurance may cover it — and our licensed public adjusters are here to help you file, fight, and get the full payout you deserve.

At Capital Adjusting Services, we specialize in vandalism damage claims. From understanding your policy to negotiating with your insurer, we make sure you don’t get shortchanged.

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What Does Vandalism Insurance Typically Cover?

Most property insurance policies include coverage for intentional damage caused by others. This can include:

  • Broken doors and windows

  • Spray paint or graffiti

  • Damaged appliances or electronics

  • Theft with forced entry

  • Destruction of landscaping or fencing

Every policy is different, so it’s important to have someone in your corner who knows how to read the fine print.

How Our Vandalism Public Adjusters Help

Here’s what our adjusters can do for you:

  • Review your insurance policy for vandalism coverage

  • Estimate the full value of your damage

  • Handle documentation and photos

  • File the claim on your behalf

  • Negotiate with your insurance company

  • Reopen a denied or underpaid claim

We don’t work for the insurance company. We work for you.

Common Types of Vandalism Damage

Our team has helped homeowners and commercial property owners recover from:

  • Residential vandalism during a break-in

  • Business storefront damage

  • Rental property destruction by tenants

  • HOA or condo vandalism disputes

  • School and church property vandalism

No matter the situation, we’re ready to guide you through it.

Why Choose Capital Adjusting Services?

✅ Over 20 states licensed
✅ Decades of claim experience
✅ Transparent and client-first process
✅ No out-of-pocket fees — we don’t get paid unless you do

We’ve helped hundreds of policyholders get more from their insurance. Let us help you next.

Offices Throughout the East Coast We Are Licensed in These States

  • Georgia
  • Indiana
  • Iowa
  • Maryland
  • Michigan
  • Minnesota
  • New Jersey
  • North Carolina
  • Ohio
  • Pennsylvania
  • Puerto Rico
  • South Carolina
  • Virginia
  • Washington, DC
  • West Virginia
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