Your Property Insurance May Cover Vandalism Losses
If your home or business has been vandalized, it’s more than just frustrating — it’s financially and emotionally stressful. Whether it’s broken windows, spray paint, or smashed property, the damage can feel personal.
The good news? Your insurance may cover it — and our licensed public adjusters are here to help you file, fight, and get the full payout you deserve.
At Capital Adjusting Services, we specialize in vandalism damage claims. From understanding your policy to negotiating with your insurer, we make sure you don’t get shortchanged.
What Does Vandalism Insurance Typically Cover?
Most property insurance policies include coverage for intentional damage caused by others. This can include:
Broken doors and windows
Spray paint or graffiti
Damaged appliances or electronics
Theft with forced entry
Destruction of landscaping or fencing
Every policy is different, so it’s important to have someone in your corner who knows how to read the fine print.
How Our Vandalism Public Adjusters Help
Here’s what our adjusters can do for you:
Review your insurance policy for vandalism coverage
Estimate the full value of your damage
Handle documentation and photos
File the claim on your behalf
Negotiate with your insurance company
Reopen a denied or underpaid claim
We don’t work for the insurance company. We work for you.
Common Types of Vandalism Damage
Our team has helped homeowners and commercial property owners recover from:
Residential vandalism during a break-in
Business storefront damage
Rental property destruction by tenants
HOA or condo vandalism disputes
School and church property vandalism
No matter the situation, we’re ready to guide you through it.
Why Choose Capital Adjusting Services?
✅ Over 20 states licensed
✅ Decades of claim experience
✅ Transparent and client-first process
✅ No out-of-pocket fees — we don’t get paid unless you do
We’ve helped hundreds of policyholders get more from their insurance. Let us help you next.
