Insurance adjusters are officials who may be employees of your insurance providers or who may be contracted by insurance companies to offer claim adjusting services. Their role is to access your claim, inspect any damage that may have occurred (the basis of the claim) and to recommend if the insurance company should pay your claim and how much they should pay. One of the things that people often forget when dealing with insurance adjusters is that these officials are briefed by the insurance company to lower its liability to the most minimal possible.Of course, they are very unlikely to tell you this and in fact, will often act as if they are trying to help you. In reality, their allegiance is only to the insurance company that sent them there. There is a whole lot of tricks that insurance adjusters use to reduce your claim or even to deny it completely. It is useful to keep these tricks in mind as you interact with the insurance adjuster from your insurance carrier.