It is a big decision to purchase a home and as with any other responsible homeowners, it is important that you get home insurance to protect your home as much as possible. With the many terms and conditions, home insurance can get confusing, especially for first-time homeowners. One of the biggest questions many homeowners ask would be that what does home insurance covers. While home insurance do cover your home structure, personal belongings and liability claims, it does not provide unlimited coverage, as many may have assumed. To understand more in-depth about home insurance, let us debunk the top home insurance myths so that you can make more informed decisions for your home and possessions.